A straight comparison of card, cash and QR code payment at Vietnamese spas and massage shops, and why the right answer flips the moment you leave the city.

For tourists and long-stayers deciding whether to buy a prepaid massage card, pay each visit, or book the hotel spa — and how to settle the bill either way.

For divers and snorkellers booking trips out of Nha Trang who need to know which operators take electronic payment and how much cash to carry for the boat and the outer islands.

For travellers who still need some Vietnamese cash and want to pull it out once, at the lowest possible cost, instead of feeding a machine 55,000 VND at a time.

For groups of tourists and mixed local-and-foreign tables who want to pay their own share in a Vietnamese restaurant without one person fronting the whole bill in cash.

Start with the free one. LocalPay hands you 5GB in Vietnam plus a payments wallet that works across Vietnam, Indonesia and the Philippines — then top up with a paid regional plan only if your route needs it.

Maps barely touch your allowance. It's the things nobody budgets for — Reels on a night bus, a video call home, tethering a laptop — that empty a plan early.

Both will get you online. The real differences are cost, whether you need a Vietnamese phone number, and which network you end up on once you leave the city.

From airport SIM kiosks to eSIM apps you can activate before you land, here's how to get connected in Vietnam without overpaying or queueing on arrival.

Bank cards get declined, transfer apps can't pay market stalls, and local e-wallets take weeks to set up. Here's how the real options stack up for foreigners in Vietnam.

Two people built Rounds because they lived through the dread of medical documents they couldn't understand. This is what it does, and why it matters.